FINTOOLS

Loans / CALCULATOR

Loan Tenure

Find the tenure for your desired EMI.

How this works

n = −ln(1 − P × r ÷ EMI) ÷ ln(1 + r)

This rearranges the EMI formula to solve for the number of months needed to clear the loan at your chosen EMI and interest rate.

Amounts are rounded for display; calculations use full precision. This utility is for planning and is not financial advice.