FINTOOLS

Investments / CALCULATOR

Compound Interest

Explore compounding over time.

How this works

A = P × (1 + r ÷ (100 × n))^(n × t)

P = principal, r = annual rate, t = years, n = compounding frequency per year (e.g. 4 = quarterly). Interest earned in each period is added to the principal before the next period is calculated.

Amounts are rounded for display; calculations use full precision. This utility is for planning and is not financial advice.